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Last Updated: Sep 16, 2026

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CII E05 Practice Q&A's

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CII E05 exam is an essential part of the M05 Insurance Law module and a vital step towards achieving the CII Advanced Diploma in Insurance qualification. Candidates who pass the exam demonstrate their knowledge and understanding of the legal framework of insurance and their ability to apply this knowledge to practical insurance scenarios.

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CII E05 exam is divided into two parts, Part A and Part B. Part A consists of 50 multiple-choice questions that test the candidate's knowledge of the key legal principles and concepts related to insurance law. Part B consists of two case studies, each with five multiple-choice questions and one open-ended question, which require the candidate to analyze and apply the legal principles to practical scenarios. E05 exam is two hours long, and candidates must achieve a minimum of 65% to pass. The CII E05 exam is challenging, but with the right preparation and study approach, candidates can pass and demonstrate their understanding and knowledge of insurance law.

CII E05 Exam Syllabus Topics:

SectionObjectives
Law of Torts- Principles of tort law
  • 1. Negligence
  • 2. Liability and remedies
  • 3. Defamation
  • 4. Nuisance
Insurance Claims- Claims process and legal principles
  • 1. Rights and obligations of parties
  • 2. Claims settlement
  • 3. Notification and handling of claims
Indemnity and Measurement of Loss- Application of indemnity
  • 1. Calculation of losses
  • 2. Methods of indemnification
Law of Contract- Contract formation and operation
  • 1. Terms of contract
  • 2. Breach and remedies
  • 3. Consideration
  • 4. Offer and acceptance
Insurance Contract Terms and Vitiating Factors- Policy terms and validity
  • 1. Conditions and warranties
  • 2. Representations and misrepresentations
  • 3. Effects of breach
  • 4. Fraud
Subrogation and Contribution- Recovery and sharing of losses
  • 1. Subrogation rights
  • 2. Contribution between insurers
Nature and Sources of English Law and Natural Legal Persons- Nature and sources of English law
  • 1. Legal systems and sources of law
  • 2. Natural and legal persons
Law of Agency and Insurance- Agency relationships
  • 1. Creation of agency
  • 2. Duties and liabilities
  • 3. Authority of agents
Formation of Insurance Contracts- Insurance contract principles
  • 1. Utmost good faith
  • 2. Consumer and commercial insurance law
  • 3. Disclosure and fair presentation
  • 4. Insurable interest

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