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Updated: Aug 22, 2026
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Insurance Licensing PA-Title-Insurance-Agent Exam Overview:
| Certification Vendor: | Pennsylvania Insurance Department |
| Exam Name: | Insurance-Licensing Pennsylvania Producers Examination for Title Insurance |
| Exam Number: | 16-10 |
| Certificate Validity Period: | 2 years |
| Exam Duration: | 60 minutes |
| Passing Score: | 70% |
| Available Languages: | English |
| Exam Price: | $40 USD |
| Exam Format: | Computer-based, Multiple-choice questions |
| Real Exam Qty: | 60 |
| Recommended Training: | PSI Candidate Information Bulletin Pennsylvania Land Title Institute (PLTI) Guidelines |
| Exam Registration: | PSI Exams Official Registration Pennsylvania Insurance Department |
| Sample Questions: | Insurance Licensing PA-Title-Insurance-Agent Sample Questions |
| Exam Way: | Computer-based testing at PSI authorized centers or online proctored via PSI Bridge |
| Pre Condition: | No mandatory pre-licensing education required; must be at least 18 years old, resident or non-resident of Pennsylvania, and pass criminal background check |
| Official Syllabus URL: | https://proctor2.psionline.com/media/programs/PAINS/16-10x.pdf |
Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: General Insurance Concepts | 15% | - Risk and indemnity - Basic insurance principles - Contract law fundamentals |
| Topic 2: Real Estate Transactions & Settlement | 10% | - Disbursement and record-keeping - Policy issuance and delivery - Escrow and closing procedures |
| Topic 3: Title Insurance Principles | 25% | - Exceptions and risk elimination - Title search and examination procedures - Purpose and function of title insurance - Title commitments and policy forms |
| Topic 4: Real Property Law | 25% | - Property rights and interests - Liens, encumbrances, and easements - Conveyance and recording statutes |
| Topic 5: Insurance Regulation | 25% | - Unfair trade practices and ethics - Pennsylvania insurance statutes and regulations - Licensing requirements and procedures |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. Which one of the following estates may NOT be insured under a title insurance policy?
A) Life estate.
B) Easement.
C) License.
D) Leasehold.
2. A purchaser on a real estate contract has what interest in the subject property?
A) purchaser's interest
B) fee simple interest
C) equitable interest
D) vendee's interest
3. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as
A) required use.
B) bundled services.
C) anti-kickback.
D) tied benefits.
4. A notarized deed ensures that the
A) title is clear.
B) deed is legally binding.
C) title is transferred.
D) deed can be recorded.
5. A deed was properly completed and executed. Title to the property passed when the deed was
A) signed.
B) acknowledged.
C) accepted by the grantee.
D) recorded.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: C | Question # 3 Answer: A | Question # 4 Answer: D | Question # 5 Answer: C |
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