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ACAMS CAMS7 中文 Exam Overview:

Certification Vendor:ACAMS
Exam Name:Certified Anti-Money Laundering Specialist (CAMS) Examination (7th Edition)
Exam Number:CAMS
Related Certifications:Advanced CAMS-FCI
CAMS-Audit
CAMS-RM
Real Exam Qty:120 (approx.)
Certificate Validity Period:3 years
Available Languages:English
Exam Format:Multiple-choice questions, Scenario-based questions
Exam Price:$1,795 (standard; may vary by membership/region)
Passing Score:75%
Exam Duration:210 minutes
Recommended Training:ACAMS Official CAMS Certification Training
CAMS Study Guide and Practice Exams (ACAMS Resources)
Exam Registration:ACAMS CAMS Certification Registration
Pearson VUE Scheduling Platform
Sample Questions:ACAMS CAMS7 中文 Sample Questions
Exam Way:Computer-based exam delivered online proctored via Pearson VUE or at authorized test centers.
Pre Condition:No strict prerequisite. AML/financial crime experience recommended. Completion of ACAMS CAMS study materials typically required for exam readiness.
Official Syllabus URL:https://www.acams.org/en/certifications/cams/

ACAMS CAMS7 中文 Exam Syllabus Topics:

SectionWeightObjectives
AML Compliance Framework25%- Compliance program components
  • 1. Policies and procedures
    • 2. Internal controls
      - Roles and responsibilities
      • 1. Governance and oversight
        • 2. Compliance officer duties
          Money Laundering and Terrorist Financing Concepts30%- Definitions and stages of money laundering
          • 1. Placement, layering, integration
            • 2. Terrorist financing typologies
              - Global AML/CFT standards
              • 1. International regulatory frameworks
                • 2. FATF Recommendations
                  Risk Management and Due Diligence25%- Customer Due Diligence (CDD/KYC)
                  • 1. Customer identification programs (CIP)
                    • 2. Enhanced due diligence (EDD)
                      - Transaction monitoring and reporting
                      • 1. Suspicious Activity Reports (SAR/STR)
                        • 2. Monitoring systems and typologies
                          Detecting and Preventing Financial Crime20%- Investigations and enforcement
                          • 1. Regulatory investigations
                            • 2. Case management and documentation
                              - Financial crime typologies
                              • 1. Fraud and corruption schemes
                                • 2. Trade-based money laundering

                                  ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:

                                  1. 代理銀行業務被認為是風險較高的銀行業務領域,因為代理銀行交易涉及以下方面:

                                  A) 可以匿名進行,無需提供受益所有權資訊。
                                  B) 跨國且代表第三方進行
                                  C) 主要往返於高風險司法管轄區
                                  D) 通常包含的資訊比國內支付資訊少。


                                  2. A 國發布的新聞報道稱,一名政治公眾人物 (PEP) 收受了總部位於發展中國家的一家跨國公司的賄賂,金額約為 150 萬美元,存入其在 B 國一家金融機構 (Fl>) 的帳戶。這兩個國家都是埃格蒙特集團的成員,存入這筆錢的帳戶屬於該 PEP 的直系親屬。為了證實事實,A 國的 PIU 透過安全通訊管道向 B 國的對應 FIU 發出正式請求,要求提供更多資訊。
                                  根據埃格蒙特原則,B國金融情報機構可以:

                                  A) 提供可用的信息,因為交換發生在兩個屬於埃格蒙特集團成員的 FlU 之間,並且正式請求是使用安全通信渠道提出的。
                                  B) 僅當 A 國和 B 國簽署諒解備忘錄 (MoU) 時才提供所需資訊
                                  C) 如果 B 國金融情報機構沒有收到開戶地 Fl 發出的可疑活動報告 (SAR),則拒絕該請求。
                                  D) 指示 A 國金融情報機構前往開設帳戶的佛羅裡達州以獲取更多資訊。


                                  3. 哪一句話最準確地描述了誰必須遵守外國資產管制辦公室 (OFAC) 的製裁?

                                  A) 所有美國公民和永久居民(無論其身在何處)、所有美國註冊實體(不包括其外國分支機構)以及美國境內的所有個人和實體
                                  B) 所有美國公民和永久居民(無論其身在何處)、所有美國註冊實體及其外國分支機構以及美國境內的所有個人和實體
                                  C) 所有在美國境內的美國公民和永久居民、所有在美國註冊成立的實體及其海外分支機構以及所有在美國境內的個人
                                  D) 除雙重國籍者外的所有美國公民、美國永久居民、所有美國註冊實體以及美國境內的所有個人


                                  4. 下列哪一種情況會導致政治公眾人物 (PEP) 比典型的高風險銀行客戶帶來更大的風險? (選兩個。)

                                  A) 政治敏感人物的家庭成員和親密夥伴可能參與非法活動。
                                  B) 政治人物可能會利用大使館活動來掩蓋賄賂和腐敗交易。
                                  C) 根據國際銀行法規,政治公眾人物享有無限信貸和金融豁免權。
                                  D) 政治公眾人物可能擁有不合法的資金來源,但受到法律保護,不會因超出銀行風險承受能力的活動而被關閉帳戶。


                                  5. 哪一種情況最能解釋為什麼金融機構可能會關閉客戶的帳戶?

                                  A) 客戶是民事傳票的對象。
                                  B) 客戶使用專門針對指定國民的運輸公司。
                                  C) 此帳戶顯示定期固定金額的學費匯款。
                                  D) 該帳戶的交易觸發了多個可疑活動報告。


                                  Solutions:

                                  Question # 1
                                  Answer: B
                                  Question # 2
                                  Answer: A
                                  Question # 3
                                  Answer: B
                                  Question # 4
                                  Answer: A,B
                                  Question # 5
                                  Answer: D

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